Best VPN for Cash App: Access Cash App Safely & Securely in 2025
If you're not in the U.S. or the U.K., you’ll need a VPN to create and access a Cash App account. With scammers always on the prowl, using Cash App without a VPN can be dangerous. In this post, you'll discover the six best VPNs for Cash App.
Written by Wisdom Sablah (Writer)
Reviewed by Aleksandar Kochovski (Writer)
Facts checked by Jasna Mishevska (Lead Fact-Checking Editor)
Last Updated:
All our content is written fully by humans; we do not publish AI writing. Learn more here.
Key Takeaways: What Is the Best VPN for Cash App?
- NordVPN — Overall best VPN for Cash App. You can sign up for NordVPN with a 72% discount and use the 30-day money-back guarantee if you change your mind.
- Surfshark — Budget-friendly Cash App VPN. Surfshark’s two-year plan offers 66% (plus 3 months free) off on the first two years with three months free.
- ExpressVPN — Excellent Cash App VPN with robust security features. A 25% discount is available for users who choose ExpressVPN’s extended subscription options.
- Private Internet Access — Affordable Cash App VPN with dedicated IP addresses
- CyberGhost — Customizable VPN for Cash App
- IPVanish — VPN for Cash App with multiple protocol options
Facts & Expert Analysis: VPN Services for Cash App
- Cash App only works in the U.K. and the U.S., so you’ll need a VPN if you want to access the platform from other countries.
- A VPN can spoof your location, giving you an IP address from either the U.K. or the U.S.
- NordVPN is the best VPN for Cash App, due to its impressive server network, lightning-fast speeds and robust security features.
- NordVPN’s security features make it an excellent choice, but if you want cheaper options, go for Surfshark, PIA or CyberGhost.
Cash App is a handy peer-to-peer payment service that allows you to send, receive and invest money on your mobile phone. Unfortunately, the app only works in the U.S. and U.K., so you’ll need the best VPN for Cash App if you’re not in either of those countries.
A virtual private network (VPN) can spoof your location and change your IP address, allowing you to unblock Cash App and enjoy all its features as if you’re in the U.S. or U.K. In addition, VPNs encrypt and anonymize your internet traffic so that scammers can’t compromise your Cash App account. In this post, you’ll learn about the best Cash App VPNs.
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04/12/2024
Updated the article to reflect ExpressVPN’s recent increase of 5 simultaneous connections to 8.
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06/28/2024
Updated the article to reflect latest information on NordVPN’s allowed number of simultaneous connections.
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10/01/2024
We refined the rankings to reflect evolving industry standards and user needs.
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03/17/2025 Facts checked
We’ve added new information to our NordVPN section and updated what makes the best VPN for Cash App.
What Makes the Best VPN for CashApp?
We examined several Cash App VPNs based on their VPN server network, security features and ease of use. PureVPN and PrivateVPN made a pretty good showing, but they couldn’t make it into the top six.
To access Cash App, you need an IP address from the U.S. or the U.K. The best Cash App VPNs leave you spoiled for choice because of their impressive server count and spread in the U.S. and the U.K. In addition, a Cash VPN should have a strict no-logs policy and an array of features to hide your IP address, including a kill switch and DNS leak protection.
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The best Cash App VPNs excel at bypassing geographical restrictions with regularly refreshed IP addresses, ensuring consistent access even as Cash App updates its detection systems. Some premium VPNs offer GPS spoofing on mobile devices, which provides an additional layer of location verification when accessing Cash App from abroad.
Security features are also a no-brainer. Besides the standard AES-256 encryption, the best Cash App VPNs have a variety of protocols to give you a fine mix of speed and security. OpenVPN is the standard, but top-tier VPNs offer the WireGuard protocol or a proprietary version.
Finally, for Cash App, you need a VPN that’s easy to use, especially if you’re new to VPNs. Since Cash App is a mobile app, look for VPNs that have a simple, organized and intuitive interface on Android and iOS. Also, a good Cash App VPN should allow you to access the app on multiple devices simultaneously.
Top VPNs for Cash App
- 1
- : PayPal, Credit card, Google Pay, JCB, UnionPay, Bitcoin, Ethereum, X-Coin
- : 10
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Average speedDownload Speed87 MbpsUpload Speed9 MbpsLatency5 ms - 2
- : PayPal, Credit card, Google Pay, Amazon Pay
- : Unlimited
- :
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Average speedDownload Speed94 MbpsUpload Speed9 MbpsLatency3 ms - 3
- : PayPal, Credit card, Bitcoin, UnionPay, iDeal, Sofort, Giropay, Pixpay, Sepa Direct Debit
- : 8
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Average speedDownload Speed91 MbpsUpload Speed9 MbpsLatency5 ms - 4
- : PayPal, Credit card, Amazon, Paygarden, Apple Pay, Google Pay
- : Unlimited
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Average speedDownload Speed81 MbpsUpload Speed8 MbpsLatency10 ms - 5
- : PayPal, Credit card, bitcoin, Amazon Pay
- : 7
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Average speedDownload Speed64 MbpsUpload Speed7 MbpsLatency37 ms - 6
- : PayPal, Credit card, Google Pay, Amazon Pay
- : Unlimited
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The 6 Best VPNs for Cash App
In this section, we dig deep into each of our six Cash App VPNs to discover what makes each of them a good choice. Let’s start with our winner, NordVPN.
1. NordVPN — Best Cash App VPN
Very Fast
Very Fast
Very Fast
NordVPN — the best VPN for Cash App — has a slew of servers in the U.S. and the U.K., so you should have no problem getting a U.S. or U.K. IP address for your Cash App transactions. NordVPN recently introduced NordWhisper, a new protocol designed to evade VPN blocks — ideal for accessing Cash App in regions where VPN use might be restricted.
In terms of security and privacy features, NordVPN packs a punch. You get an automatic kill switch and leak protection to hide your IP address. There’s also a double VPN feature to add an extra layer of encryption to your internet traffic. NordVPN is also consistently strong in the speed department.
As the best VPN with a dedicated IP address, NordVPN saves you from annoying verification requests — it eliminates the risk of being flagged by Cash App’s security systems due to IP address changes, providing more reliable access than shared IPs, but it does come at a fee.
Avoid Scams With NordVPN’s Threat Protection Feature
Cash App scammers often try to outwit unsuspecting users by directing them to fake Cash App sites. NordVPN’s latest feature, “threat protection pro,” helps you avoid such phishing scams as seen in our NordVPN review. It alerts you when you visit a malicious site and keeps ads at bay.
The good news is that threat protection works even if you’re not connected to a VPN server. NordVPN’s threat protection also includes phishing protection that helps you avoid fake Cash App login pages designed to steal your credentials.
NordVPN’s monthly plan is expensive, but you can save money if you opt for the two-year plan. For maximum privacy, NordVPN accepts cryptocurrency payments including Bitcoin, allowing you to maintain anonymity even during the VPN subscription process. All plans come with a 30-day money-back guarantee.
- **VAT may apply
- Unlimited GB
- 10
- Yes
- *The prices are charged in the first billing cycle only. Renewal prices vary.
- Unlimited GB
- 10
- Yes
- *The prices are shown only apply for the first 12 months.
- Unlimited GB
- 10
- Yes
- **The prices are applicable only for the first 24 months. Secure, high-speed VPN Threat Protection Pro™: Anti-malware and advanced browsing protection Threat Protection Pro™: Ad and tracker blocker Password manager with Data Breach Scanner 1 TB of encrypted cloud storage Identity and SSN monitoring and alerts Credit monitoring services Up to $1M in identity theft insurance Up to $100K in cyber extortion insurance
- 10
2. Surfshark — Best Cheap Cash App VPN
Very Fast
Very Fast
Very Fast
Surfshark makes this best VPN for Cash App list because it’s an affordable yet secure and reliable VPN service. Whether you want to transfer or receive money, Surfshark gives you access to over 3,200 servers in 65 countries, with a chunk in the U.S. and the U.K.
The VPN comes with AES-256 encryption, a kill switch and multiple protocols, including the fast WireGuard protocol. The CleanWeb feature helps you avoid malware and fake Cash App sites, and it keeps intrusive ads at bay. It’s also great for saving mobile data and boosting browsing speeds. You can also encrypt your internet traffic twice with the multi-hop feature, as you can see in our Surfshark review.
Access Cash App on an Unlimited Number of Devices
Most VPNs limit the number of devices you can connect to at once. For example, NordVPN and ExpressVPN allow ten and eight simultaneous connections, respectively. Thankfully, Surfshark places no cap on the number of devices you can connect to, making it a perfect fit if you often access Cash App across multiple devices, or if you want to share your VPN with the whole family.
Surfshark’s monthly plan is as expensive as NordVPN’s; however, you get cutthroat discounts when you select the one-year or two-year plan. All plans are covered with a 30-day money-back guarantee.
- Unlimited GB bandwidth, Unlimited devices, Secure VPN, Ad blocker, Cookie pop-up blocker. Pricing for the annual and biennial plans only apply for the first payment. Renewal fees vary.
- Unlimited GB
- Unlimited
- Yes
- Everything in Starter, plus Antivirus protection, Identity protection, Email Breach and Credit Card Alerts, Online Alias Pricing for the annual and biennial plans only apply for the first payment. Renewal fees vary.
- Unlimited GB
- Unlimited
- Everything in One, plus Data removal Pricing for the annual and biennial plans only apply for the first payment. Renewal fees vary.
- Unlimited GB
- Unlimited
3. ExpressVPN — Best User-Friendly VPN for Cash App
Very Fast
Very Fast
Very Fast
ExpressVPN has an edge over several competitors thanks to its numerous server locations in the U.S. and a handful in the U.K. In addition, its servers come with obfuscation, ensuring that neither Cash App nor your internet service provider (ISP) can detect your VPN use.
From a security standpoint, ExpressVPN scores top marks. You get all the key features, including AES-256 and ChaCha20 encryption, perfect forward secrecy, a kill switch called Network Lock and multiple VPN protocols.
That’s why it’s one of the best VPNs for online banking. It’s also among the top providers in our best VPN for Android and best VPN for iPhone roundups.
Enjoy Instant Transfers With ExpressVPN’s Fast Speeds
All VPNs slow down your connection, but if your internet connection is too slow, your Cash App transactions can fail or take forever to load. Fortunately, ExpressVPN is blazing fast.
When we tested VPN speeds, ExpressVPN posted impressive download and upload speeds, claiming a best fast VPN spot. If you want consistently fast speeds, switch to ExpressVPN’s Lightway protocol.
ExpressVPN’s biggest drawback is that it’s expensive. However, you can save a bit with the two-year plan. Each plan comes with a 30-day money-back guarantee.
- Pricing for the annual and biennial plans applies only on the first year.
- Unlimited GB
- 8
- Yes
4. Private Internet Access
Very Fast
Very Fast
Very Fast
PIA snags the third spot on this list, thanks to an impressive server collection and robust security features. Although PIA has servers in 84 countries, most of them are concentrated in the U.S., making the VPN provider a good option for getting a Cash App IP address.
In addition, PIA comes with a dedicated IP address (at an extra charge) to ensure that Cash App doesn’t bug you with repeated verification requests. As protocols go, PIA’s default is OpenVPN, but you can switch to the WireGuard protocol if you need faster speeds. Learn more in our PIA review.
Avoid Cash App Scams With MACE
PIA’s built-in ad blocker, MACE, protects you against malware and fake Cash App sites that allow prowling scammers to steal your data. MACE alerts you when you’re about to visit a suspicious site or download malware, ensuring that your Cash App account won’t be compromised. MACE also blocks intrusive ads.
PIA’s cheapest plan is the three-year plan, which comes with three months free. All of PIA’s plans come with a 30-day money-back guarantee.
- 10
- Yes
1-month plan, 6-months plan, 1-year plan, 2-year plan + 2 months
5. CyberGhost
Fast
Fast
Very Fast
If you want to send and receive money on Cash App, CyberGhost is a good choice. In terms of server spread, CyberGhost has several servers in the U.S. and the U.K. This beginner-friendly VPN is decked out with valuable features, including AES-256 encryption, a kill switch, and DNS leak protection.
CyberGhost offers the OpenVPN, WireGuard and IKEv2 protocols. Since banks and financial services often flag users who access their accounts with multiple IP addresses, CyberGhost’s dedicated IP address feature is excellent to have. However, it comes at a small fee.
Create Your Own Privacy Triggers With Smart Rules
If you conduct frequent money transactions online using Cash App, you might find it tiring to have to turn on your VPN each time you want to access the platform. CyberGhost’s “smart rules” feature lets you configure your VPN to launch automatically and connect to a VPN server once you open Cash App. Learn how to do that in our CyberGhost review.
Like many of the VPNs on this list, CyberGhost has an expensive monthly plan. However, you can save significantly if you opt for the three-year plan. CyberGhost’s monthly plan is covered with a 14-day money-back guarantee. However, long-term plans come with a 45-day money-back guarantee, the longest we’ve seen so far. Read our CyberGhost vs Surfshark guide to learn how the two VPNs compare.
- *The 2-year plan includes 4-months free which breaks down the 56.94 t0 $2.03 per month. *The price under the 2-year plan is billed yearly after the first two years.
- Unlimited GB
- 7
- Yes
6. IPVanish
IPVanish steals the last spot in this review with a handful of servers both in the U.S. and the U.K., making it a valuable choice for accessing Cash App. It also comes with AES-256 encryption, DNS leak protection and unlimited simultaneous connections.
The VPN claims a spot as one of the best VPNs for mobile, with features like split tunneling and an automatic kill switch. Note that the split tunneling feature works on Android and FireOS device apps, but not iOS. Although IPVanish claims to have a strict no-logs policy, its checkered history casts doubts on the policy, as you can read in our IPVanish review.
Protect Your Cash App Account With Multiple Protocol Options
IPVanish comes with several different protocol options: OpenVPN over TCP or UDP, L2TP, IKEv2, IPsec and WireGuard. OpenVPN and IKEv2 are excellent options, but if you need faster speeds while maintaining strong security, tunnel your traffic using the WireGuard protocol.
IPVanish’s cheapest plan is the one-year plan, and its monthly plan is more affordable than the likes of NordVPN and ExpressVPN (see our IPVanish alternatives guide to learn more). The annual plan comes with a 30-day money-back guarantee. Read our NordVPN vs IPVanish comparison to learn how IPVanish compares to the first product.
- Essential includes: Global VPN,Threat Protection, & 24/7 Live Support **Pricing includes estimated tax
- Unlimited GB
- Unlimited
- Advanced includes: Everything in Essential plus Cloud Storage & Secure Browser **Pricing includes estimated tax
- Unlimited GB
- Unlimited
Can You Use a Free VPN for Cash App?
You can use a free VPN for Cash App, but such VPNs come with limitations and concerns. First of all, free VPNs come with data and bandwidth restrictions, which can reduce the performance of your Cash App. Even worse, such VPNs often log your data and sell it to advertisers.
In addition, free VPNs are often packed with malware that can leave your Cash App account at the mercy of third parties. That said, a recent study published in the Information and Communications Security journal found that pricing is one of the two most important metrics when choosing a VPN app – so, if you’re on a tight budget and need to use a free VPN, we recommend ProtonVPN or Windscribe.
Proton VPN
Proton VPN is one of our best free VPNs, mainly because it’s the only VPN to offer unlimited bandwidth for free users. In addition, it has several free servers in the U.S., although you need to pay to access its U.K. servers. You can learn more about this VPN service in our Proton VPN review.
Windscribe
Windscribe is one of the few VPNs that gives all users access to its entire suite of features. There’s AES-256 encryption, a kill switch and a strict no-logs policy to protect your Cash App account. In addition, you get 10GB of free data and access to 10 servers, including some in the U.S. and the U.K. Learn more in our exhaustive Windscribe review.
Final Thoughts
There you have it: our six best VPNs for Cash App. If you need a quick recap, NordVPN is our overall best VPN for Cash App, owing to its lightning-fast speeds and extensive server network. It’s also a great VPN for public WiFi if you need to trade or transact while sipping coffee at the cafe or airport. Beyond Cash App, it’s the best VPN for Bybit and other crypto trading platforms.
If NordVPN seems interesting to you, you can check it out risk-free and claim a refund within 30 days if you’re not satisfied. Surfshark is a close runner-up with its excellent suite of security features and selection of servers in the U.S. and U.K.
Have you attempted to access Cash App with a VPN? Which VPNs did you try out and what were the results? Share your experiences with us in the comments section below, and as always, thanks for reading.
FAQ
NordVPN is the best VPN for Cash App because of its extensive server network in the U.S. and the U.K. and its robust security features. It’s also the fastest VPN and the best VPN for online banking.
Cash App is unavailable in Nigeria, so you’ll need a Nigeria IP to create a Cash App account and transfer money using the platform. NordVPN is the best VPN for Cash App, thanks to its concentration of servers in the U.S. and the U.K. as well as its excellent security features.
Currently, Cash App works only in the U.S. and the U.K. However, if you want to open Cash App outside those locations, you’ll need a solid virtual private network (VPN) to help you get past the geoblocks. So, if you’re looking for the best VPN for Cash App, choose NordVPN.
If Cash App doesn’t work in your country, you can use a VPN to create an account and send and receive money. A reliable VPN can change your IP address, allowing you to enjoy Cash App as though you were in the U.S. or the U.K.